Prime Movers, Trucks & Trailer Insurance Australia

Comprehensive Protection for the Transport and Logistics Industry

Transport operators face unique risks every time their vehicles take to the road. Whether you manage a single prime mover or an entire fleet of trucks and trailers, your vehicles are essential to keeping your business moving — and any incident can result in costly downtime, repair bills, or third-party claims.

Prime Movers, Trucks & Trailer Insurance provides tailored protection for commercial transport operators, ensuring your business, drivers, and cargo remain protected against accidents, theft, and damage.

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What the Policy Covers

Transport insurance policies can be tailored to cover most types of commercial vehicles and trailers used in the freight and logistics industry.

Coverage typically includes:

Accidental Damage

Covers damage to insured vehicles and trailers following an accident, collision, or overturning.

Third-Party Liability

Covers legal liability for injury to other people or damage to third-party property.

Downtime Cover (Optional)

Provides compensation for loss of income while the vehicle is out of operation.

Theft and Fire

Protection for loss or damage caused by theft, attempted theft, or fire.

Towing and Recovery Costs

Includes costs associated with recovering vehicles following an accident.

Accessories and Modifications

Cover for permanently fitted equipment such as refrigeration units or cranes.

Truck Insurance

Coverage is available for a wide range of heavy vehicles, including:

Prime Movers (Articulated Vehicles)

Covers the prime mover unit used to haul trailers or semi-trailers.

Rigid Trucks

Includes all non-articulated vehicles built on a single chassis, used for freight, construction, or logistics operations.

Trailer Insurance

Comprehensive cover for trailers used in transport and haulage operations, including:

Flat Top Trailers

Flat Top Trailers – Used in transport and haulage operations

Refrigerated Vans

Refrigerated Vans – For transporting temperature-sensitive cargo

Tautliners

Tautliners – Suitable for freight and logistics transport

Drop Frame Trailers

Drop Frame Trailers – Designed for transport and haulage needs

Dog Trailers

Dog Trailers – Used in freight and haulage operations

Dry Freight Vans

Dry Freight Vans – Designed for freight and logistics use

Tankers

Tankers – Used in bulk haulage operations

Low Loader Trailers

Low Loader Trailers – Used in heavy transport operations

Skeletal Trailers

Skeletal Trailers – Used in container transport operations

Pig Trailers & Dog/Super Dog Tipping Trailers

Pig Trailers & Dog/Super Dog Tipping Trailers – Suitable for transport operations and bulk haulage

Each trailer type can be insured individually or as part of a combined Fleet Policy, with cover options designed to suit your specific transport activities.

Why It Matters

Your trucks and trailers represent a major investment — and are central to your operations and revenue.

Accidents, theft, or damage can disrupt delivery schedules, damage customer relationships, and create significant financial strain.

Prime Movers, Trucks & Trailer Insurance ensures your assets are protected and your business can stay on the road, even when the unexpected happens.

Who Should Consider This Cover

Businesses and operators involved in transport, logistics, and heavy vehicle operations.

Road Freight and Logistics Operators

Businesses involved in freight and logistics operations

Owner-Drivers and Subcontractors

Single vehicle operators and subcontracted drivers

Agricultural and Bulk Haulage Operators

Operators involved in agricultural and bulk haulage

Construction and Heavy Equipment Transporters

Transporters handling construction and heavy equipment

Fleet Managers

Managing single or multiple vehicles within a fleet

Transport Companies

Businesses operating across transport and logistics sectors

Keep Your Fleet Moving with Confidence

At Bind Insurance, we understand the transport and logistics sector and the risks involved in operating heavy vehicles.

Our experienced brokers can tailor an insurance program that provides the right level of protection — from single vehicle operators to national fleet businesses.

Need assistance?

Call 1300 BIND NOW (1300 246 366) or reach out online — we respond promptly.

Prime Movers, Trucks & Trailer Insurance