Association Liability Insurance Australia

Comprehensive Protection for Your Organisation and Its Leaders

Associations and non-profit organisations face unique risks — from management decisions and professional advice, to employee claims and the handling of funds.

Association Liability Insurance offers an affordable, all-in-one solution that protects both the organisation’s assets and the personal assets of its directors, officers, and committee members.

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What the Policy Covers

This comprehensive policy combines several critical forms of protection under one package, including:

Professional Indemnity Insurance

Covers claims arising from errors or omissions in the services or advice provided by your organisation.

Association Liability Insurance

Provides broad protection for the organisation itself against legal claims made against it.

Employment Practices Liability Insurance

Protects against claims such as unfair dismissal, discrimination, or harassment brought by employees or volunteers.

Directors & Officers Liability Insurance

Protects board members and officers against claims alleging mismanagement, breach of duty, or wrongful acts.

Fidelity Insurance

Covers loss of money, property, or goods caused by theft, fraud, or dishonesty of employees or volunteers.

Defence Costs & Official Investigations

Covers legal expenses for defending claims, even if unfounded, as well as costs related to attending or responding to official investigations or regulatory enquiries.

Why It Matters

Even with the best governance practices, allegations, errors, or financial loss can have serious implications for associations and their leaders.

This policy ensures your organisation and its decision-makers are financially protected — allowing you to focus on serving your members and community with confidence.

Who Should Consider This Cover

Designed for organisations operating on a non-profit, community, or member-based structure.

Incorporated Associations

Groups formally registered to operate under a legal structure.

Sporting Clubs

Organisations managing sporting activities, teams, and events.

Professional or Trade Associations

Bodies representing industry professionals or specific trades.

Community & Cultural Organisations

Groups focused on social, cultural, or local community initiatives.

Registered Charities and Foundations

Entities established for charitable or philanthropic purposes.

Non-Profits, Associations, and Community Organisations

Organisations driven by service, supported by volunteers and non-commercial goals.

Protect What You've Built

At Bind Insurance, we understand the unique challenges faced by not-for-profit organisations.

Our experienced team will help you review your risks, identify gaps in cover, and secure the right protection for your board, members, and community.

Need assistance?

Call 1300 BIND NOW (1300 246 366) or reach out online — we respond promptly.