Boat & Pleasurecraft Insurance Australia

Protection for YourVessel on and off the Water

Whether you enjoy weekend cruising, water sports, or yachting, owning a boat comes with risks both on and off the water.

Boat & Pleasurecraft Insurance provides comprehensive protection for your vessel against accidental loss, damage, fire, theft, and third-party liability, giving you confidence to enjoy your time on the water without worry.

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What the Policy Covers

Boat and Pleasurecraft Insurance is designed to protect you from unexpected incidents that can occur while your vessel is afloat, in transit, or in storage.

Cover can include:

Accidental Loss or Damage

Protection for your boat, motor, and equipment caused by collision, fire, storm, or sinking.

Third-Party Liability

Covers your legal liability for injury or property damage to others while operating your vessel.

Salvage and Recovery Costs

Covers expenses to recover or remove your vessel after an insured event.

Theft

Cover for theft of your vessel or accessories, including damage caused by attempted theft.

Transit Cover

Protection while your boat is being transported on a trailer or between marinas.

Personal Effects

Optional cover for personal items on board such as fishing gear, water skis, or navigation equipment.

Types of Watercraft Covered

Policies are available for a wide range of recreational and commercial craft, including:

Powered Boats

Cover for boats with motors against accidental loss, damage, theft, and liability.

Yachts and Sailing Vessels

Cover while your vessel is afloat, in transit, or in storage.

Non-Powered Boats

Protection for non-motorised vessels while in use, transit, or storage.

Jet Skis and Sea-Doos

Insurance for personal watercraft against unexpected incidents and third-party liability.

Why It Matters

Marine environments are unpredictable, and even experienced operators can encounter accidents, theft, or severe weather.

Boat & Pleasurecraft Insurance ensures you’re covered for financial loss or liability arising from incidents on the water — protecting both your vessel and your peace of mind.