Comprehensive Protection for High-Value Business Assets
For businesses with significant physical assets, a single insured event can result in major operational and financial loss.
Industrial Special Risks (ISR) Insurance provides broad, flexible protection under one policy — combining multiple cover sections to safeguard your property, equipment, and income from a wide range of risks.
ISR Insurance is typically suited to organisations with asset values exceeding $5 million, though some insurers offer tailored policies for smaller operations.
What the Policy Covers
An Industrial Special Risks policy consolidates several key covers into one comprehensive package, including:
Tailored to Your Business
The ISR policy wording is typically based on the industry-standard Mark IV or Mark V formats — well-recognised across Australian insurers.
Each policy is then customised through endorsements to address your specific risk profile, operations, and asset exposures, including:
Why It Matters
When your business relies on large-scale infrastructure, property, or specialised equipment, standard business insurance may not offer sufficient protection.
ISR Insurance delivers broad, high-limit coverage and flexibility — ensuring continuity after major losses and protecting your balance sheet from unexpected events.
Who Should Consider This Cover
Businesses with substantial assets, complex operations, or multiple locations requiring comprehensive risk protection.
Businesses with combined assets over $5 million
Ideal for organisations with high-value assets requiring comprehensive protection.
Manufacturing operations
Ideal for businesses involved in production and industrial processes.
Property owners and developers with large commercial sites
Designed for those managing or developing high-value commercial properties.
Mining, industrial, and processing facilities
Provides essential cover for operations exposed to heavy machinery and operational risks.
Corporate groups with multiple business locations
Perfect for companies operating across multiple sites needing consolidated and consistent coverage.
Logistics and warehousing operations
Covers risks related to storage, distribution, and supply chain activities.
Comprehensive Cover for Complex Risks
At Bind Insurance, we work closely with our clients to understand their assets, operations, and risk exposures.
Our brokers design tailored Industrial Special Risks Insurance programs using Mark IV or Mark V wording — ensuring each policy reflects the scale and sophistication of your business.
Need assistance?
Call 1300 BIND NOW (1300 246 366) or reach out online — we respond promptly.
